Dogs Put $489M Bite on Home Insurance Industry
Related School bus, car collide in Rankin... The unidentified officer was bitten along with another man. Officials said people were walking past a house on Martin Luther King Drive on Sunday afternoon as a dog was wandering in its front yard. Police said one man was bitten, and when officers arrived, it bit one of them, too. The owners are facing charges for having their dog unchained, and because its rabies shots weren't up to date.
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Dog bite claims cost insurers $497M in 2011, insurance group says
Medical expenses from dog attacks cost the Postal Service just over $1 million last year, officials said. The third full week each May is National Dog Bite Prevention Week and State Farm, the U.S. Postal Service, the American Veterinary Medical Association and CDCP release dog bite statistics and launch campaigns to promote dog safety. Despite the large number of attacks on letter carriers, the Postal Service decided to focus on children for their campaign because a child is 900 times more likely to be attacked than a letter carrier, Maher said. Heredity, training, socialization, health, and the behavior of humans around it can all contribute to a dog's tendency to bite, Martinez said. The ASPCA predicts half of all children in the United States will be bitten by a dog before 12. The majority of bites will be from the family dog or the dog of a neighbor or friend. People across the country own about 78.2 million dogs, according to the American Pet Products Association.
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Earlier this year, for instance, a Colorado womans homeowners policy was canceled after an insurance agent had stopped by the house to check on a plumbing claim and discovered that a Pit Bull was in residence. The dog wasnt involved in the claim at all, and had never bitten anyone, the owner said. (MORE: Overindulge Much? Top 10 Conspicuously Expensive Purchases ) Besides the insurance association, another organization heralding last weeks Dog Bite Prevention was the U.S. Postal Service , which highlighted the fact that the most likely groups to be bitten are small children, the elderly, and postal service carriers.
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Dog Bites Increasing in Orange County, CA – Noted Dog Attack Lawyer Jeff Nadrich Comments
Of course, we always see an increase in dog bites during the summer, but this is proving to be more serious than just the usual summer spike. The numbers are increasing year round. Nadrich also noted that in California, dog owners are almost always liable when one of their dogs bites or attacks a human being or animal. Here in California, we have a concept known as strict liability. It says that if your dog bites someone, the legal responsibility falls on your shoulders. We are all responsible for ensuring that our pets behave like model citizens, and when that doesn't happen, there are consequences. Nadrich encourages all dog bite victims to contact a qualified dog bite attorney right away.
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Dog Bites Insurance Companies: Man's Best Friend Behind One-Third of All Homeowner Claims
The restrictions on "menacing" dogs could include muzzling requirements, restraint requirements, and forcing the dog to be in the control of a person aged over 18. There are currently three categories of dogs, ordinary dogs, dangerous dogs - which have already attacked, and restricted breeds - which are subject to strict enclosure requirements, and are illegal to breed. Mr Page said the extra category could reduce the number of dog attacks in NSW. ''The main reason is that we will be able to identify a dog that has been behaving in an aggressive fashion - that is not necessarily a dangerous dog ... but one which has shown aggressive tendencies,'' Mr Page said. DOG SCREEN PLAN KNOCKED BACK BY GOVERNMENT "Then we can take preventive action to ensure that that dog does not attack." "The introduction of "menacing dogs" will make it easier for council officers to take dangerous dogs off the street as it were,'' he said. The extra category was included in a raft of recommendations from the government's Companion Animals Taskforce, which reported to Mr Page in February. Mr Page said he was also considering an increase in penalties for the owners of dangerous dogs, but noted that if a person incites their pet to maul someone, they can be charged under the Crimes Act.
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At last, a serious push for dog laws with bite
But some charge more to people owning breeds that an insurer may regard as bite-prone, such as pit bulls and Rottweilers. Some cover the owner only if the dog is taken to behavior classes or is restrained in public with a muzzle, chain or cage. Others deny coverage altogether. Patterson of the AVMA calls insurers' singling out certain breeds misguided. The data, she says, do not bear out the contention that one breed is more apt to bite than another, though she allows that big dogs, by virtue of their size and strength, may do more damage when they bite. "A Great Dane, a retriever can do a pretty good job of biting, if they decide to." But if you look at "willingness to bite," she says, there's no evidence that pit bulls, for example, are more dangerous than Pekinese. "Communities with a lot of pit bull bites are communities with a lot of pit bulls." Still, she says, her own apartment building does not allow tenants to keep breeds it deems especially dangerous, including pit bulls, Akitas and Rottweilers.
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