Dog owners' new policy: Bite back
"The most dangerous dogs are http://dogfriendlydirectory.com/?p=223 dogs that fall victim to human shortcomings such as poor training and irresponsible ownership." Avoid angry dogs. When dogs are angry, they stand forward on their haunches, with ears forward, face tense, teeth showing, hair bristling, and tail stiff and twitching, says Kathy Voigt, founder of nonprofit Prevent the Bite. Watch those kids. Because they're closer to mouth level, children are much more likely to be injured, and much more likely to be bitten in the face or head, says Worters. Don't run way. "Dogs naturally love to chase after things and catch things like balls or Frisbees, so you don't want to give them a reason to get excited and start chasing you," says State Farm Agent Tawana Mensah.
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Dog bites drive up insurance payouts; premiums could be next
State Farm, the largest writer of homeowners insurance in the U.S., paid more than $109 million on nearly 3,800 dog bite claims in 2011. The Insurance Information Institute's analysis of homeowners insurance data found that the average cost of dog bite claims in the U.S. was $29,396 in 2011, up 53.4% from $19,162 in 2004. Medical costs and the sizes of settlements, judgments and jury awards given to plaintiffs have all outpaced inflation, the organization said. High payouts on dog bites are happening because more people own dogs, they live closer to one another, and parents are more likely to get advanced medical care for their children after a bite, said Bob Skow, CEO of the Independent Insurance Agents of Iowa. "Forty years ago, a kid got bit, Mom and Dad didn't take him to a plastic surgeon," he said. "Nowadays they do." Most often, kids are the bite victims. Skow said people should own dogs appropriate for where they live and train them properly, and parents should teach children how to avoid provoking dogs.
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Autopsy shows baby died from dog-bite wounds
Some insurers refuse to cover certain dog breeds, including Rottweilers and pit bulls. By Bob Riha, Jr., USA TODAY Bukarus has never bitten anyone, but if he did, the Craanens' insurance policy typically would cover medical costs and claims for damages by the victim. Hit by increased costs from such claims, some insurance companies are refusing to sell or renew policies to homeowners like the Craanens who own Rottweilers, pit bulls, Doberman Pinschers, Siberian huskies and certain other breeds. The trend is prompting dog owners to fight back and demand an end to what they call "canine profiling." "We feel we are being discriminated against," says Chris Craanen, who scrambled and found a new policy. "Bukarus is arthritic.
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My husband fell asleep and my baby fell onto the ground, and shes just a preemie, she told the dispatcher, over what sounded like a babys cry. Oh, sweetheart. Oh, my sweet baby. Mia died about 7:45 a.m. at Nationwide Childrens Hospital. Sgt. Steven Little of the first-shift homicide squad said the dogs, two Shiba Inus, didnt seem to have attacked the baby but were playing roughly with her.
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