Dog Bites Insurance Companies: Man's Best Friend Behind One-Third of All Homeowner Claims
"There's two lies we hear at the Postal Service. One is, "The check's in the mail," and two is, "My dog won't bite,' " says Mark Saunders, USPS spokesman. He adds that it's almost never the postal service's fault that you haven't received your check, and usually the person who owes you just hasn't sent it yet. Leading the list of dog bite claims were California, coming in first, with 451 claims costing $17.1 million; Illinois at 337 claims costing $9 million at more.. second; and Texas with 236 claims costing $4.3 million at third. Six states on State Farm's Top 10 states for dog bite claims list had improved from the year before; four Illinois, Texas, Indiana, and Georgia reported more claims. Avoid dog bites: Get sniffed. Always let a dog see and sniff you before petting, says the USPS Consult a trainer.
For the original version including any supplementary images or video, visit http://www.usatoday.com/story/money/personalfinance/2013/05/16/dog-bite-stats/2166543/
SEE IT: Cop lets police dog attack North Carolina man as he tries to surrender
Less than half of those people require treatment and about 16 die, the agency said. After children ages 5 to 9 years old, the agency said that seniors represent the largest group at risk, followed by letter carriers. Nationally, about 5,600 U.S. Postal Service letter carriers were attacked by dogs each of the last two years, said Los Angeles spokesman Richard Maher. In California, a carrier was attacked in March and died of complications four days later after she suffered a stroke likely caused by trauma, Maher said. Los Angeles carriers recorded the most bites with 83; San Diego was second with 68; followed by Houston at 47; and Cleveland at 44. Medical expenses from dog attacks cost the Postal Service just over $1 million last year, officials said.
Treating dog bites
But as the New York Times noted , once a dog bite takes place at your home, the insurer could raise the premium or even exclude dog-related injuries from coverage. Some animal cruelty prevention societies report that homeowners have been denied insurance because they own certain high-risk breeds of dogs, including Pit Bulls and Rottweilers. A couple of states outlaw breed profiling, but most states allow insurance companies to deny or cancel coverage if a certain breed of dog is living at the home. Earlier this year, for instance, a Colorado womans homeowners policy was canceled after an insurance agent had stopped by the house to check on a plumbing claim and discovered that a Pit Bull was in residence. The dog wasnt involved in the claim at all, and had never bitten anyone, the owner said.
For the original version including any supplementary images or video, visit http://business.time.com/2013/05/28/dog-bites-insurance-companies-mans-best-friend-behind-one-third-of-all-homeowner-claims/
But stitching the wound increases the risk of infection. More dog bites to the face tend to be sutured to minimize scars. Bites on other areas of the body may be left to heal without suturing. If the dog has bitten a large area, surgery may be required to repair lacerations in an operating room, especially if the wounds are on a child's face. According to the MedicineNet article, there are varying opinions about whether antibiotics should be used for dog bites. Some doctors prescribe them and others don't unless the wound later looks infected. Dog Bite Prevention Week , sponsored by the American Veterinary Medical Association (AVMA). Each year, 4.7 million people in the United States are bitten by dogs, with children being the most common victims approximately 400,000 American children are treated for dog bites every year In Sacramento, one of the most frightening experiences for an older adult or a child pedestrian is to walk down a residential street on the way to a store or other appointment and meet up with a loose dog or simply a dog on its own front lawn or in a driveway, not being held on a leash by the owner--when the dog suddenly barks and rushes from its lawn, crosses the street and jumps in attack on the pedestrian.
For the original version including any supplementary images or video, visit http://www.examiner.com/article/treating-dog-bites
Dog bite claims cost insurers $497M in 2011, insurance group says
Johnnie Williams had previously tried to push his way through a DWI checkpoint. By Irving Dejohn / NEW YORK DAILY NEWS Tuesday, December 10, 2013, 1:38 PM Comment Its the classic story of dog bites man until its revealed that a cop shoved the angry canine into the mans car. A North Carolina officer sicced a police dog on Johnnie Williams even after he had attempted surrender for ramming his car through a DWI checkpoint, shocking new video released Monday shows. RELATED: FLOCK OF WILD TURKEYS TAKE OVER STATEN ISLAND WWAY Dashboard camera footage released this week shows Wilmington Police officer Stafford Brister shoving a dog into a man's car after he tried to surrender. Wilmington police officer Stafford Brister lifted the dog into the Willaims vehicle after put his hands in the air in a futile bid to turn himself in, the video shows. New Hanover County District Attorney Ben David said the explosive video prompted a jury to look at Bristers actions.
For the original version including any supplementary images or video, visit http://www.nydailynews.com/news/national/dog-bites-man-siccs-canine-article-1.1543357
No comments:
Post a Comment